Credit Bureau Reporting
For The Rental Industry
For too long, the rental industry lacked Credit Bureau Reporting, resulting in a significant lack of trust and accountability.
Landlord Credit Bureau Canada exists to ensure responsible Renters are recognized and Housing Providers are empowered.
The Rental Industry's Partner
Founded in 2012, Landlord Credit Bureau Canada (LCB) was created to improve the rental experience for both Landlords and Tenants. With personal experience on both sides of renting, we understand the importance of creating a rental industry grounded in trust and accountability.
LCB’s mission is simple yet impactful: to empower Landlords with transparency while helping responsible Tenants thrive. By addressing common challenges in the rental relationship, we’re shaping a fairer and more efficient rental ecosystem for everyone.
At its core, Landlord Credit Bureau Canada is a consumer reporting agency that transforms how rental histories are managed. Our innovative Tenant Database enables Landlords to reward positive behaviors, like on-time payments, and address concerns such as late payments or property damages. For Tenants, it’s an opportunity to build a strong rental record that stands out, gaining priority for future housing applications.
Together, we’re redefining accountability and creating a rental industry where credit bureau reporting creates trust and fairness.
What LCB Stands For
Guiding Values That Shape the Future of Rentals
Unmatched
Transparency
The only Credit Bureau dedicated to delivering clear and reliable transparency through verified rental records.
Meaningful
Empowerment
We help responsible Tenants build strong rental records so that Landlords can make informed decisions.
Balanced
Fairness
We believe in a rental ecosystem that rewards positive behavior and ensures everyone is treated equally and justly.
Why Report to Landlord Credit Bureau
Credit bureau reporting encourages timely payments, ensures accountability, and rewards responsible rental habits. Great Tenants benefits by building a positive rental history, improving their chance for future housing opportunities.
How Does Credit Bureau Reporting Help Everyone?
Landlords Report Payments: Landlords record Tenant payment history, including on-time, late, or missed payments, through FrontLobby.
Tenant Records Are Updated: Payment information is added to the Tenant’s rental record, creating a clear and verified history.
Transparency for All: Renters gain recognition for their payment reliability, and Landlords access accurate records.
Landlord Credit Bureau Featured In
Featured Articles
October 2020 l Source: financialpost.com
Rent can now count towards your credit score - for better or worse
When Zachary Killam was a renter years ago, he found it strange that all his rent payments counted for nothing on his credit score.Today, Killam is doing something about it. As CEO of the for-profit Landlord Credit Bureau (LCB), he inked a deal with credit rating agency Equifax that will allow tenants to have their rent payments count towards their credit score.
October 2020 l Source: huffingtonpost.ca
Renters Finally Catch A Break, Can Now Use Rent Payments To Build Credit
Until now, credit scores have only acted as a roadblock in the renting process — a test would-be tenants have to pass in order to convince landlords they’re trustworthy.But a new initiative from the Toronto-based Landlord Credit Bureau (LCB) is promising to make renting an essential part of building up your credit score.
Credit Bureau Reporting Works
★★★★★
Email Testimonial
Getting setup on the program was very easy, and when we reviewed my credit report after the first month of setting it up my credit score had increased 37 points. I was shocked it would have such a positive impact on my credit score in such a short amount of time.
★★★★★
Email Testimonial
I just checked my credit score, and it has increased by over 40 points. Didn’t you just sign me up a month ago? THANK YOU!
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Email Testimonial
My existing tenants are excited to hear that their biggest expense each month (rent) will now be reflected in their credit report. Likewise, they are aware of the consequences if they don't pay future rent on time.
★★★★★
Collected from Facebook
A few months ago we had a landlord hire us as their PM company. Their tenants were continually late with rent and advised her they could not pay until the 18th. After signing them up for LCB rent came early last month and this month ... worked for us!
★★★★★
Email Testimonial
We had over $140k of bad debt, that we pretty well had given up on. Within a couple of months we collected on debts that will pay our LCB for the next 5 years. I'm looking towards the day all landlords are using LCB.
★★★★★
Collected from Facebook
I have 2 tenants who are new to the country and no credit. This is a perfect program to help them get established and build credit…. I'm a new landlord and I feel this elevates my status by doing something nice for my tenants.
★★★★★
Email Testimonial
Within the first 7 minutes I had a phone call from the first tenant apologizing for forgetting about the invoices and agreeing to a repayment plan.
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Email Testimonial
I just bought a property and have had some communication issues with the tenants. Within an hour of the automated email going out one of the tenants finally replied to my previous emails.
★★★★★
Email Testimonial
I think that the LCB offers an excellent service to help struggling landlords find and keep great tenants, avoid the wrong tenants, and encourage mediocre tenants to become good ones.
★★★★★
Submitted to LCB
I add the Lease Clauses to every new application. All my tenants know I report rent payments to LCB and understand this can help them with future credit needs.
★★★★★
Submitted to LCB
Learning I could improve my credit by paying my rent just made sense. I am so happy I read about LCB and now I am one step closer to buying my own home.
★★★★★
Collected from Facebook
We have excellent tenants so they had nothing to lose by having this included in their credit report.
★★★★★
Submitted to LCB
My landlord signed me up which I am happy about. I never knew it even existed which I’m happy it does since my credit was average. Knowing it would help me grow it would be amazing. I’ve seen an increase since they have been reporting. I’m extremely comfortable with how they went and asked me about it.
★★★★★
Collected from LinkedIn
East Vista Management has recently implemented the services of the Landlord Credit Bureau to help tenants build their Tenant Record and the feedback has been incredible!
★★★★★
Collected from Facebook
I'm asking my landlord to sign up for this currently (LCB)!!
I've been paying on time and in full for 3 years, I'd love it to go towards my credit score.
★★★★★
Collected from Facebook
I inform my tenants in the application and on their lease that I use the services of the LCB. Just doing that has helped me weed out bad tenants and has helped 2 of my tenants purchase their own homes with their good credit history. Win-win.
★★★★★
Collected from Facebook
This is a fantastic value-added tool that we're excited to be using. As property managers, it helps to reduce our risk but the bonus is that our clients and our tenants gain just as much from it as we do.
★★★★★
Submitted to LCB
I was really excited to hear that I could improve me credit standing through submitting rental reports. It has been effortless, and I'm happy to report I'm very glad about the service I receive with The Landlord Credit Bureau. It was easy to get my landlord on board, and the LCB makes it very user friendly and easy to submit reports. Thank you!
